Kinro | AI Agents for Insurance Distribution

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Sell insurance with your own ChatGPT.

Trained on your products. Compliant. Deployed everywhere.

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Sofia Ramirez

1892 Victorian · 1,800 ft² · Wood frame

Steep hillsideWorks from home

Get quote →

Isabelle Dupont

2023 Tesla Model 3 · Long Range

Commercial useTeen driver

Get quote →

Thomas & Nala

Golden Retriever · 3 years old

Bite historyHip dysplasia risk

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Built by

Trusted by

Assurland Quartz

One agent, every channel

More than half of US consumers already shop with AI. Buyers now research across ChatGPT, your website, calls, brokers, and comparison sites.

Financial services companies need to be present on all of these platforms with a consolidated pitch and a consistently great customer experience — including the ability to quote on the spot.

Your AI sales agent makes that possible — one knowledgeable voice that qualifies, educates, quotes, and closes across every channel.

Improve your buyer experience

Your AI sales agents should be able to handle the full buyer journey, from first question to signed policy:

Qualify buyers naturally

Gather property details, coverage needs, and risk profile with smart follow-up questions — no forms, no friction.

Answer questions

Ground every response in product data and carrier rules — without crossing into advice that requires a license.

Generate quotes in real time

Once the agent has enough context, it pulls live quotes and presents them clearly.

Bind or hand off to a licensed agent

When the buyer is ready, close the policy directly or transfer them to a licensed advisor — with full conversation context, no repeated questions.

I need homeowners insurance in San Francisco — near Alamo Square.

Got it — is this a primary residence? Year built, square footage, construction material, and any prior claims?

Primary, 1892, 1,800 sq ft, wood frame Victorian. No claims.

That's a steep-grade hillside area. Any special considerations — retaining walls, foundation work, home office, or anything else on the property?

I work from home. The house is on a hill — am I covered if there's a landslide or foundation shift?

Standard HO-3 covers dwelling, belongings, and living expenses — but earth movement (landslides, sinkholes, settling) is excluded. You'd need a separate earth movement endorsement for hillside coverage.

Does that endorsement cover foundation cracking from the slope? Can you show quotes with and without the endorsement?

Earth movement endorsements typically cover foundation cracking from soil shift — but each carrier defines covered events differently. Here are quotes with and without the endorsement:

Policy #1

$218/mo

Without endorsement

✓ HO-3 full

✓ Fire + wind

✓ Personal property

✗ No earth movement

Policy #2

$256/mo

With endorsement

✓ HO-3 full

✓ Fire + wind

✓ Personal property

✓ Foundation + landslide

Best fit

Policy #3

$272/mo

Endorsement built-in

✓ HO-3 full

✓ Fire + wind

✓ Personal property

✓ Foundation + landslide

Policy #3 is only $16 more than Policy #2 and covers up to $150K — can I bind that one now?

I've sent all three quotes to your email. How would you like to proceed?

Bind policy now

Review & sign your policy documents online

View policy PDF

Talk to an agent

A licensed agent calls you in under 2 minutes

Our applied expertise — AI & Insurance

Compliance systems

Built-in, not bolted on.

Factuality

Traceable facts grounded in your product documentation. Every claim is attributed and auditable.

Regulatory compliance

Built-in guardrails aligned with NAIC, state-level US regulations, and EU requirements.

AI safety

Correctly handling adversarial buyers, de-escalating edge cases, and handing off to licensed agents.

KPI optimization

Tuned for conversion, satisfaction, and revenue.

AGENT PERFORMANCE

48s

Time to quote

1 hr

Quote to bind

68→92%

Customer satisfaction

20→40%

Conversion rate

−60%

Agent hours saved

Improvement loop

Every conversation improves the next response.

Enterprise-grade security for a regulated world

Trust is built on data sovereignty. Kinro is SOC 2 Type II certified and fully GDPR compliant, ensuring your customer data is processed with the highest level of encryption, auditability, and administrative control.

SOC 2 TYPE II

GDPR

Talk to our team

Ready to transition your sales to AI?

Talk to our team to see how quickly Kinro can integrate with your distribution channels.

Book a demo →